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Preparing a plan is a long and daunting task but in end the business owner often sees things form a new perspective and has mitigated any risks. The business plan is not just for banks and investors but also supplies you with a blueprint of succeeding in business. The plan provides you with the direction of your company and is a guidepost for your employees too.
The primary job of a business owner is to manage and run a business. The term manage implies the task of planning and execution. The process of business planning helps reduce risks. Entrepreneurship is often the ability to build a business by taking calculated risks. If you are putting you life savings on the line, endangering your family's stability and borrowing other people's money, it is your responsibility as a business owner to not take risks but only calculated risk. The business planning process does not guarantee success but surely decreases the odds of failure.
Darrell Zahorsky, About.com